Science Finance

Real financial advice for real scientists

Get Out Of Debt

What’s the cheapest way to move across the country?

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  Me and Zach currently live in Colorado. I know what you’re thinking. Endless snowcapped mountains, weed- and craft-beer fueled hippies, and beautiful vistas everywhere, right? I hate it here. Mostly because Alaska—where we met—ruined everything for me. There’s too many goddamn people here, there’s no good forests and big, lush trees for privacy, and…

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Debt Avalanche Vs. Debt Snowball: Battle of the Debt Payoff Methods

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  There’s a war that’s been raging since the dawn of calculators and Dave Ramsey. On one side we have the nerds with glasses and pocket protectors. On the other side we have your Everyday American who just wants to get ahead. It’s the Battle of the Debt Payoff Methods! Take a seat, my friend….

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February 2018 Financial Progress Report: N00b Edition

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  Welcome, my friends, to Go Science Finance’s first monthly report. We’re gonna give you a sneak peak behind three things that no one except weirdo personal finance bloggers talk about: our debt, our savings, and our net worth. Why start now, two years into the blog? Good question.   Why start a monthly report…

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How To Get Out Of Debt When You Have No Money

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  Raise your hand if you too have been the lucky recipient of the red envelopes of shame in the mail. They’re not fun, right? It’s especially tough when you’re not making much, if any, money compared to the amount of debt you have. How the heck are you supposed to pay off your debt…

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What’s The Best Way To Pay Off Debt? 25 Debt-Free Champions Weigh In

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  I and many other people often ponder, “what’s the best way to pay off debt?” Some gurus will try to sway you one way or another. If you don’t choose their method, you’re an idiot. If you don’t do it this way, you’ll drop off the bandwagon and be in debt until you’re 104….

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Paying Off Debt At The Lightning Speed Of A Turtle

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  Guys! Big news. I was just nominated for a Plutus Award for this year’s Best Debt Freedom Blog. I am so honored! I can’t believe it for about 500 different reasons. Here’s one: I am a total failure at paying off my debt fast. Despite all my ire-laden cries of kill your debt, hoser!,…

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Your Credit Score: The One Number That Could Save You Thousands

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  Up until a couple years ago I had no idea what a credit score was, much less why I should care. That was for people who actually earned money, I thought. Ha! Not me. Little did I know that the whole time, companies had been chugging away in the background. They had been reporting…

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A Step-By-Step Guide To Get Out Of Debt

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  $940.96. That’s how much I pay towards my debt each month. That is roughly half of my entire take-home pay from my first post-graduation job two years ago. I was never the best kid in the class at math, but something tells me that isn’t sustainable. Every month I stare at that check and…

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What To Do When You Lose Motivation To Pay Off Debt

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  I came back from a financial blogging conference this September where I rubbed shoulders with some of the biggest names in personal finance blogging. Some of them make enough money in a single month that they could completely wipe out all of my debt in one fell swoop! I also got my very first…

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