Real financial advice for real scientists
There are a lot of reasons why people don’t invest. For me, one of the biggest reasons is that I don’t know about all the little minute details and how to fit them all together. Sure, I know investing in an IRA is important, but how do you actually do all of the thing associated with…
You know you need to invest. I know I need to invest. It can seem so confusing at first though. Where the heck do I start? What’s a trading fee, and can I pay them in Pokemon cards and pogs? Don’t I need a million dollars and a monocle to be an investor? False!…
“The best way to get ahead in life is by spending more than you earn.” – said no one ever. In order to get out of the paycheck to paycheck cycle, you need to reduce your expenses below what you’re bringing home—sometimes, drastically. You know it. I know it. Everybody knows it. But yet,…
Last week I came back from my first overseas trip. I was really nervous because I’ve never been away from my daily money management routine for so long, and Zach’s about as interested in it as he is particle physics or anything science really (who am I kidding?). I was afraid I’d come back…
Investing used to be terrifying to me. There’s an entire industry built on investing. They even have an entire street of walls somewhere in New York that somehow helps investors (do they pray to it for divinations?). How could a poor little peon like me hope to chip away at all them big riches?…
My friends, it’s happened. We have reached a milestone. WE HAVE A NET WORTH OF ZERO DOLLARS. Now, I realize that may be an odd thing to celebrate. No, it does not mean that we have zero dollars in our bank account. It just means that we’ve finally reached a point—for the first time…
“Investing” is one of those last things I had to check off my grown-up list before I turned 30. Because everyone knows if you don’t finish your grown-up list by the time you turn 30, you’ll be forever doomed to wearing diapers, right? (Wait – was that just me?) I didn’t want to start…
Everyone wants to be as thin as a Victoria Secret model in a bikini or as ripped as Gerard Butler in a speedo from the movie 300. Working out can be tough, though—that’s probably why two out of every three adult Americans is actually overweight or obese. Your finances aren’t much different. We all…
We’ve all seen those extreme couponing TV shows where overzealous shoppers meticulously collect, organize, and plan their coupon stack like a pack of hyped-up, giddy preteen boys with their Pokemon cards and pogs (oh wait, did I just give my age away?). Saving money is a virtue, but if you take it too far, it…
We’ve been guilty of using credit cards to finance our Christmas purchases in the past because we didn’t save for Christmas. It never really felt great; the presents didn’t really feel like they were ours yet—because they weren’t. We’re not alone. Millions of people pay for Christmas with credit cards every year, adding another…
